Locally Owned - Locally Managed
Third and Main - Platte City, Missouri (816) 858-2121
ATM and Debit Cards
Wells Bank offers a debit card to qualified customers to use in lieu of a check at most merchants. Your debit card speeds you through the purchasing process and allows you to obtain cash back with your purchase and works in most ATM machines. Wells Bank does not assess a fee for using our ATMs or another banks ATM.
Now Available: Mastercard® Secure Code
Shop online with added peace of mind with Mastercard® SecureCode. It's a new service to help protect against unauthorized use of your Wells Bank Mastercard Debit Card when you shop online at participating merchants. Register today using the link below (or to the left).

For a FAQ about SecureCode click here.
Wells Bank Debit Card FAQ
Q: How long does it take to get my Wells Bank Check Card?

A: After receiving your application, it typically takes 10 to 14 days for you to receive your Wells Bank Check Card in the mail.

Q: How do I know my PIN?

A: Your PIN will be delivered to you by mail two to three days after your actual card.

Q: What do I do if I lose my Wells Bank Check Card?

A: If you lose your card call Wells Bank immediately at 816-858-2121 or Shazam at 800-383-8000.

Q: What is the first thing I should do after receiving my Check Card?

A: You must first activate your card by using it at an ATM before using the card as a check/debit card to make a purchase from a merchant.

Q: "Credit" or "Debit"?

A: When using your Wells Bank Check Card, you may be asked Debit or Credit. Your Wells Bank Check Card works either way. The main difference to you is that when you choose credit you should be asked to sign the receipt or an electronic display. If you choose debit you will be asked for your PIN. You will not be charged by Wells Bank for either type of transaction.

Q: How much can I withdraw using my Wells Bank Check Card?

A: Your daily limit is $1000 with your check card. Your daily limit using an ATM machine is $300, but your total daily limit is still $1000.

Q: Should I use my debit card to make purchases online?

A: Your Wells Bank Check Card can be used anywhere Mastercard is accepted. However, please remember when using your card for telephone or internet purchases, stop payment cannot be placed on the transaction!! The amount will be debited directly from your checking account.

Q: Should I use my debit card to make reservations?

A: It is not advised to use your card for hotel reservations or anything that will put a hold on your money for an extended period of time. Your available balance will be affected until the hold comes off.

Please remember to enter all transactions into your check book registry!! Having an ATM/Check Card does not reduce the importance of balancing your account.