Third and Main - Platte City, Missouri (816) 858-2121
Locally Owned - Locally Managed
Personal Accounts and Related Services
Wells Bank offers a complete array of accounts to help you achieve your financial goals. In addition to our complete selection of checking and savings accounts, Wells Bank offers added services to make
banking with us more convenient, including ATM/Check Cards, Internet Banking, and Overdraft Protection. With exceptional one-on-one assistance, Wells Bank provides superior service by local professionals you can trust. For more information on our personal loan services click here.

Accounts

Gold Checking

Receive cash back when you use your debit card

  • 10-19 Signature-Based Debit Transactions per statement cycle=$2.50/month
  • 20-29 Signature-Based Debit Transactions per statement cycle=$5.00/month
  • 30-39 Signature-Based Debit Transactions per statement cycle=$7.50/month
  • 40+ Signature-Based Debit Transactions per statement cycle=$10.00/month

Personal security

  • $5,000 Travel Accidental Death Insurance
  • $1,000 Identity Theft Protection
  • Payment Card Protection

Super bank benefits

  • Free Checks
  • Discounted Closing Costs on Fixed Rate Mortgages
  • Completely Free use of ATMs in the Ultra network and the Shazam Privileged Status network

Save money with Member Headquarters savings

  • Get your member card
  • Save money on travel, dining, recreation, prescriptions eyeglasses, and so much more
  • Save at great retailers

Monthly requirements for cash back rewards

  • Direct Deposit or ACH Debit/Credit
    • (waived for customers under the age of 23)
  • E-Statement

Monthly fee

  • The fee is only $6 per month
  • We'll waive the fee if you have 30 signature-based debit card transactions per month

Smart Checking

Free checking account that allows you to earn monthly rewards when you meet certain requirements.

Receive cash back when you use your debit card

  • 10-19 Signature-Based Debit Transactions per statement cycle=$2.50/month
  • 20-29 Signature-Based Debit Transactions per statement cycle=$5.00/month
  • 30-39 Signature-Based Debit Transactions per statement cycle=$7.50/month
  • 40+ Signature-Based Debit Transactions per statement cycle=$10.00/month

Monthly requirements for cash back rewards

  • Direct Deposit or ACH Debit/Credit
    • (waived for customers under the age of 23)
  • E-Statement
  • $300 Minimum Daily Balance
  • No monthly rewards if requirements are not met

Platinum 50 Plus Checking

For our customers 50 or better

Receive cash back when you use your debit card

  • 10-19 Signature-Based Debit Transactions per statement cycle=$2.50/month
  • 20-29 Signature-Based Debit Transactions per statement cycle=$5.00/month
  • 30-39 Signature-Based Debit Transactions per statement cycle=$7.50/month
  • 40+ Signature-Based Debit Transactions per statement cycle=$10.00/month

Personal Security

  • $20,000 Travel Accidental Death Insurance
  • $1,000 Identity Theft Protection
  • Payment Card Protection

Super banking benefits

  • Free Checks
  • Travel Club
  • Completely Free use of ATMs in the Ultra network and the Shazam Privileged Status network

Save money with Member Headquarters savings

  • Get your member card
  • Save money on travel, dining, recreation, prescriptions, eyeglasses, and so much more...
  • Save at great retailers

Monthly requirements for cash back rewards

  • Direct Deposit or ACH Debit/Credit
  • E-Statement

Monthly fee

  • The fee is only $4 per month
  • We'll waive the fee if you have 20 signature-based debit card transactions per month

Money Market

  • Interest bearing account
  • $50 initial deposit needed to open account
  • $1,000 minimum balance required
  • $10 monthly maintenance fee if account falls below $1,000
  • No monthly service charge
  • Limit of 3 checks and 6 withdrawls per month
  • Easy to balance monthly statements
  • Imaged checks for easy record keeping
  • Free ATM card
  • Free "Net Teller" Internet Banking

Classic Savings

  • Interest compounded & paid quarterly to your account
  • No minimum balance required
  • $50 initial deposit needed to open account
  • No monthly maintenance fee
  • 6 withdrawals per quarter/$0.50 thereafter
  • Easy to balance monthly statements mailed quarterly
  • Free ATM card
  • Free "Net Teller" Internet Banking

Personal Loans

Wells Bank offers a wide variety of personal loan products, while maintaining competitive interest rates. Our professional lending officers and staff consistently provide efficient, friendly service and individual attention so that your loan process is simple and quick. Please contact one of our experienced lending specialists at (816) 858-2121 to discuss any of the loan types listed below or to discuss how to tailor a loan to fit your exact credit needs. For more information on our real estate loans click here or if you are in need of a business loan click here.
  • Home Equity Lines of Credit
  • Home Equity Term Loans
  • Loans Secured by CD's
  • Automobile
  • Boats and Recreational Vehicles

Our Personal Lending Team

(816) 858-2121

Becky Bauer

Brad Meyer

Adam McGinness
Certificates of Deposit (CD's)
For longer term investments with higher yields, open a Certificate of Deposit. You may purchase a Certificate of Deposit for as little as $1,000 for a specific period of time. Rates vary according to the term selected. Depending on the term of the CD, interest is paid either monthly, quarterly, semi-annually, or at maturity. Certificates of Deposit are subject to a penalty for early withdrawal.

Terms ranging from (3) months to (30) months

  • Competitive interest rates
  • Automatic certificate renewal
  • Certificates may be used as collateral on loans
  • Interest may be reinvested, deposited to another account, or paid by check

*Premium CD's are also available with a minimum deposit of $10,000.

Please contact us at 816-858-2121 for more information.