Home Loan Products

competitive Loan products to meet your needs

At Wells Bank we emphasize our commitment to serving the needs of our local community by providing a variety of Home Loan Products, Personal Loan Products and Mortgage Loans, with competitive rates.

 

 

Professional Lending Specialists

Our professional lending officers and staff consistently provide efficient, friendly service and individual attention so that your loan process is simple and quick.

 

Please contact one of our experienced lending specialists at (816) 858-2121 to discuss any of the loan types listed below or to discuss how to tailor a loan to fit your exact credit needs.

 

Commitment to Our Community

At Wells Bank we emphasize our commitment to serving the needs of our local community by providing a variety of Home Loan Products.

 

 

 

Fast and Convenient Service

As a privately held, independent community bank, we are able to make decisions promptly in our local offices. This provides our customers with a fast and convenient level of service. If you have any questions regarding our real estate lending services, please contact one of our experienced lending specialists at (816) 858-2121 for more information.

 

Wells bank Home Loan products

Wells Bank is committed to deliver products that meet the needs of our community. Call Wells Bank today and get Pre-approved for your new home or refinance. These are a few of the home loan products we have available:

  • Residential Adjustable Rate Mortgages
  • Residential Fixed Rate Mortgages
  • Construction Financing
  • Home Equity Lines of Credit
  • Home Equity Term Loans
  • VA Loans for Veterans
  • USDA Loans to Borrowers in Rural Areas
  • FHA Loans
  • Financing for Second Homes and Investment Properties

Residential Fixed Rate Mortgages

Wells Bank offers conventional fixed rate mortgages with terms to suit your needs. With terms from 10 years to 30 years, and down payments as low as 3%, your Wells Bank Lending Specialist will work with you to find the loan that is right for you. Wells Bank also offers Rural Development loans that require zero down, FHA loans that have a reduced monthly mortgage insurance payment, and VA loans for veterans.

 

VA Loans for Veterans

VA Loans are available for Veterans with no down payment and up to 30 year fixed mortgages.

 

USDA Loans to Borrowers in Rural Areas

USDA Loans are available to Borrowers in Rural Areas with no down payment and 30 year fixed rate mortgages.

 

FHA Loans

FHA Loans are available with a 3.5% down payment and 15 or 30 year fixed rate mortgages.

 

Second Homes and Investment Properties

Wells Bank offers financing for Second Homes and Investment Properties at competitive rates and terms.

 

Wells Bank E-Mortgage Site

 

You can use the Wells Bank E-Mortgage site to review our mortgage products, use our loan calculators, contact us, and apply for a home mortgage. Wells Bank is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools that enable you to make sound financial choices.

 

Wells Bank offers low interest fixed rate home loans.  You can Apply online today.

 

 

Wells Bank Also Offers Personal Loan Products

Considering a major purchase?

Your home’s equity may help you finance a large expense such as a home repair or renovation.  We have several different Personal Loan Products to help meet your needs.

  • Home Equity Line of Credit
  • Home Equity Term Loans
  • Loans Secured by CD's
  • Automobile Loans
  • Boat and RV Loans
Visit our Personal Loans page for more information.

Call us today. We would be happy to discuss any of our home loan products with you!

"Excellent customer service is taking the time to listen to exactly what the customer needs and doing everything within our power to satisfy those needs."

 


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